I would like to find a private party money lender.?

January 16, 2009 by  
Filed under Private Money Lending

8 acres with a mobile on it, river frontage. Property is paid off. Small town in southern centural Oregon. Usual lending companies will not lend on mobiles. Any help is appreciated.

What You Can Expect From Private Money Investing

January 14, 2009 by  
Filed under Private Money Lending

First and most importantly you can expect an annual fixed yield of 10% or higher! Private Investing also offers you portfolio diversification. You have the choice to invest in short or long term investment projects.  You will have the opportunity to review the details of every project before you decide to invest. You will receive monthly updates with photos on how your investment is progressing. Unlike your market investments, you have more control over your investment dollars. You don’t have to hand over your money to someone and have blind faith that he/she will invest it wisely. All projects are funded hours before the closing date. The funds will be wired directly to the escrow company/closing attorney, NEVER to the borrower, the broker or his company, thus reducing the chances of fraud. Last but certainly not least, you can expect a low risk investment. There are many steps taken to ensure the private lender is presented with the safest projects possible. To learn more about just how safe private money lending is visit our blog at http://asaferwaytoinvest.com/blog/

What not to expect………..

 

James J. Bullock of JDB Financial LLC.  A small team of active real estate investors and mortgage professionals; working together to network with both private money lenders and qualified real estate investors nationwide. We provide private money investors with qualified, fixed yield, low risk, and high return investment projects; secured by real estate. Thus adding diversity, investment control and a consistent monthly cash flow to the investor’s portfolio.

Lend Private Money Become a Private Lender Florida, Kissimmee orlando

January 13, 2009 by  
Filed under Private Money Lending


Lend private money, private money lender, investment, stock alternative, 401k investing, real estate investing with private money, orlando, kissimmee, miami

Self-Directed IRAs – Manage and Maximize Your Retirement Contributions!

January 13, 2009 by  
Filed under IRA-401k

Secure yourself a wealthy IRA and 401(k) by managing and maximizing the best possible returns for your retirement! Here’s how you can too…

View full post on Investing: IRA 401k Articles from EzineArticles.com

Is Your 401K Or IRA in Trouble and What You Can Do to Take Control to Increase Earnings

January 8, 2009 by  
Filed under IRA-401k

Well if you are fed up with hearing about the bailouts and huge bonuses that we as Americans have to foot the bill for, all the while they are spending your money or investing it into bad investments. Now is the time to change all that and take control of your own future.

View full post on Investing: IRA 401k Articles from EzineArticles.com

401K Ira Rollover

January 8, 2009 by  
Filed under IRA Rollover

A 401K IRA rollover is actually a very simple process, but you need to make sure the simple steps are taken exactly right or you will end up losing a huge portion of your savings to an early withdrawal penalty and taxes.

When you cash out a retirement plan before you turn 59 and 1/2 years old you have to pay a 10% early withdrawal penalty, state taxes, and federal taxes on the money. Your income bracket and state tax percentage rate will vary the exact amounts this will all amount to, but this can easily add up to thirty to forty percent of your retirement fund. When you go to transfer things you want to make sure that you don’t accidentally end up cashing out so that you don’t lose any of your savings.

The first thing you need to know about doing this is that it can’t be done at anytime. You are free to do whatever you want with your plan after you turn 59 years and 6 months old, and the only other time you have the opportunity to move funds is immediately after leaving a job. When you leave a job you can move your plan to your new employers plan, you can leave the money where it is, you can cash out (with penalties), or you can do a 401k IRA rollover.

When you go to do the transfer you need to make sure the money goes directly to the independent retirement account and does not come to you in the form of a check. This happens often, and can easily end up looking to the government as though you cashed out your account. You’ll want to select a company to handle your IRA first, and then set things up with them and your former employer to handle the direct transfer.

Another important fact to note is to make sure that if you have a traditional 401K plan that you set up a traditional IRA instead of a Roth account. Traditional accounts invest from your pretax income, where as Roth accounts use money that’s already been taxed. This means that with a traditional account you will pay your taxes when you withdraw, whereas with a Roth account you pay your taxes before putting the money in.

In summary, to have a smooth 401K IRA rollover you simply need to make sure things are transferred smoothly and avoid withdrawing any funds.

Visit 401k IRA for all the information you need, including more about the 401k early withdrawal penalty.

EXTEND & PRETEND: Manufacturing a Minsky Melt-Up

January 6, 2009 by  
Filed under Private Money Lending

Relevant Links
The central bank said domestic money market competition has increased due to the introduction of the Credit Reference Bureau that is expected to reduce risk in the credit market as a result of loan default and related costs associated administration cost for the private sector.

Read more on AllAfrica.com

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3G auction off to cautious start At Rs 3,913 cr, bid price for pan India spectrum on Day 1 exceeds base by 12%. India’s giant step towards adopting third generation (3G) mobile services got off to a weak start as bidders adopted a ‘wait and wait’ strategy on Day 1 of …

Read more on The Hindu

EXTEND & PRETEND: Manufacturing a Minsky Melt-Up
A distracted and preoccupied amateur is no match for a determined, organized professional with a strategy. Though the collapse of the shadow banking system was a near fatal miscue for the global bankers, they have been quick to adjust their strategy.

Read more on GoldSeek.com

IRA vs 401k Plans and What to Consider

January 6, 2009 by  
Filed under IRA Rollover

IRA vs 401k? This is the question you should be considering as you rollover your previous retirement accounts. Do you want to eventually have those funds invested in a new employers 401k or stay in one of your individual retirement accounts? As usual, the answer boils down to personal circumstances, but lets take look at some of the benefits of both.
To start off with, we must specify that the individual retirement account option is a standard IRA, not a Roth. Since the retirement money is being moved from a previous tax deferred account, placing that money in a Roth would trigger taxes and a heavy early withdrawal fee of 10%. This must be avoided at all cost.
No, the retirement account we are referring to is a traditional IRA, which still leaves many options to choose from. It could be a self directed individual retirement account, which will allow you to invest beyond the typical stock and bond market, a bundle of retirement accounts with different investment strategies, or a simple IRA with all of your funds placed in index funds.
Now that that is established, we need to take a closer look at what can benefit you most in the IRA vs 401k argument.
One area to examine closely is flexibility of retirement account. As you can tell from the earlier need to define our IRA, there are many options when it comes to an individual retirement account. And while that may seem overwhelming at times, options and flexibility are very important when planning your retirement.
401k’s on the other hand can be limited to only the specific programs offered through your employer. If those investment choices are top notch and coupled with a little financial planning analysis, then it might be a good idea to consider an ira rollover into 401k in the future.
The truth is that very few company sponsored programs offer investment options that are better then IRA options. In addition, many 401K plans contain programs that have a heavy management fee that can sap your retirement account earnings. Since an individual account offers a multitude of investment choices, it can be easier to avoid mutual funds with those issues.
Another item to consider when looking at the IRA vs 401k decision is how much time you have to research your investment choices. A company sponsored retirement account is fairly structured from the beginning, which means you can make a few simple choices and have your money invested quickly and earning you dividends. An IRA might have to many choices, which leads to avoiding making a decision as you deal with the business of everyday life, and postponing the needed investments.
As you can see, there is no easy decision when looking at completing a rollover into an IRA vs 401k. Take a look at your personal needs and make the decision from there. The most important thing is to have your funds invested and earning you money for your future retirement.

James provides information about the differences between a ira vs 401k through his website on ira rollovers.

Did anybody have experience wz david james private lender? he needs transfer at first. seems trustable!?

January 5, 2009 by  
Filed under Private Money Lending

I was in need to money and i m desperate for it. once i read here same place about david james the private money lender. i sent him already. he seems trustable but i got worry as he required me to transfer 1.5% first to him. it s not realy a big deal but i wanted to be sure if anybody had experience with that firm before? it s called davsin firm i dont know where he s located but his phone number starts with 00234…

If you lose your job, will the state’s help be enough?

January 3, 2009 by  
Filed under Private Money Lending

Still there, foreclosed no longer
Thomas Quinn did something that most people who lose their homes to foreclosure can only dream about: He bought back his family’s Hyde Park house. Hyde Park London – Foreclosure – Hyde Park – United States – Arts

Read more on Boston Globe

Dancing queen of HSBC sashays into retirement
Banker Mimi Monica Wong, who became the talk of the town when she signed up for HK$120 million in dancing lessons, is hanging up her office shoes.

Read more on The Standard

If you lose your job, will the state’s help be enough?
George Osborne, the Chancellor, estimates that 500,000 public sector workers will lose their jobs over the next four years after this week’s Comprehensive Spending Review, but the dole queue he is causing will be far longer than that.

Read more on Daily Telegraph

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