Why You Should Find Out If Your Company Matches 401K

A 401k match is where your company offers to contribute funds to your account up to a certain percentage of your income. You’ll want to find out if your company matches 401k contributions, and what that match is, because it’s something you definitely don’t want to be missing out on.

View full post on Investing: IRA 401k Articles from EzineArticles.com

Roth Conversions – Important Differences in Traditional IRAs and Roths

Changes in the law in 2010 present some unique opportunities to investors that might be considering conversion of their existing traditional IRA to a Roth. An important first step in deciding whether or not to convert is understanding some of the similarities and differences between the two types of accounts.

View full post on Investing: IRA 401k Articles from EzineArticles.com

Alternate Options to the 401K

If you’re looking for alternate options to the 401k, an IRA is a great option that will give you a lot of control over your investments. There are two main types of IRAs for you to choose from, one of which is similar to the 401k in terms of taxes.

View full post on Investing: IRA 401k Articles from EzineArticles.com

Don’t Worry About Money Later! Save Now to Retire With Enough Funds

It may seem like the day will never come, but it will. Do yourself a huge favor and don’t put it off, don’t worry about money later! Save now to retire with enough funds to live the way you want to live in retirement.

View full post on Investing: IRA 401k Articles from EzineArticles.com

A Simple Investment Strategy to Always Be Invested During Major Up Moves

After the last few years of wide swings in the stock market, oil, gold, etc, a simple investment strategy that works is at the top of many investors’ wish list. Many retired individuals have seen 20 to 40 percent losses in their retirement funds. The ideal investment strategy would keep portfolios invested during all major up market moves and be on the sidelines during major down moves. Any strategy used should also avoid over trading. Too much in and out trading can be both psychologically and financially harmful. The understanding and use of simple moving averages will accomplish this.

View full post on Investing: IRA 401k Articles from EzineArticles.com

When’s the Best Time to Start Planning For Retirement?

You’re looking over your budget, realizing you haven’t started saving for retirement yet really, and wondering when’s the best time to start planning for retirement? As soon as possible, right this minute, is the best time to start planning. This will give you more time to save and plan, and earn returns on your investments.

View full post on Investing: IRA 401k Articles from EzineArticles.com

Personal 401k Rules

Everyone needs to have money rules. If you do not have some structure around how you handle money, it will flow through your fingers like water. If you are like many people, you do not have any hard and fast rules about money.

View full post on Investing: IRA 401k Articles from EzineArticles.com

How to Plan Your 401K Early Retirement

401K savings plans are great in general, and do have some advantages, but they also pose a risk if you make the wrong decisions. The greatest obstacle in accumulating significant amounts of money, for any purpose not just funding your retirement, is TAX! That’s right!

View full post on Investing: IRA 401k Articles from EzineArticles.com

Can I Withdraw Funds From My 401k at Any Time?

You cannot withdraw funds from your 401k at any time, this is done for a number of reasons, mostly to protect your retirement savings. You can really do this at two times in your life, when you reach retirement age, and immediately after leaving a job.

View full post on Investing: IRA 401k Articles from EzineArticles.com

Planning to Roll Over Your 401k?

Have you ever had the pleasure of receiving an audit letter from the IRS? You walk back from your mailbox with the fearful nervousness that you may owe more in taxes than you had originally thought. You slowly remember that you rolled over your old 401k to an IRA last year, and are confused as to why you now may owe money for this action. Understanding the communications sent from the custodians where the accounts are held and knowing which IRS forms you will need, should help to put this issue to bed.

View full post on Investing: IRA 401k Articles from EzineArticles.com

Next Page »