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Private Lending

Please Note:  This is not an offer to sell securities. Any person, entity, or organization must first be qualified by the company and read all of the offering documents and attest to reading and fully understanding such documents. CM Yates, Inc. and its affiliates are not licensed securities dealers or brokers and as such, do not hold themselves to be. This website should be construed as informational and not as an advertisement soliciting for any particular purpose. All securities herein discussed have not been registered or approved by any securities regulatory agency in accordance with the securities act of 1933 or any state securities laws.

If you’re not earning the return you want on your investment dollars, your money isn’t working hard enough for you.

CM Yates Capital is a real estate investment company dedicated to providing you with innovative educational programs and strategies that give you more control over your investments, making them grow beyond average rates of return while being secured by real estate.

Click Here to Contact Us with Questions About Private Money Lending

How does the Private Money Lending program work? Take control of your investments, IRA’s and pensions to build wealth.

So, what is a Private Loan? It is a loan made, in this case, to a real estate investor and is secured (collateralized) by real estate. Private Money Loan Investors are typically given a first or second mortgage that secures their legal interest in the property thus securing their investment. We are not talking about high Loan-To-Value (LTV) ratios the banks and savings and loan institutions make on homes. We typically employ low LTV ratios to our Private Lenders to increase security of the loan. Our standard LTV ratios are usually under 75% of the value of the property securing the loan and frequently as low as 60%. This means additional security on the investment.

For example, if a property is valued at $100,000, our Private Lender would usually not loan more than $75,000 dollars on the property. That’s a 75% loan-to-value ratio. This is obviously a much safer approach from that taken by conventional lenders. These banks get into trouble because they make loans at a 90%, 95%, or even 100% loan-to-value ratio leaving them no equity for transfer costs, if they are ever forced into a position where they have to take back the collateral property.

It is in the private money lender’s best interest to minimize risk and maximize return and this is why private loans should not be made without a 25%+ safety net.

Click here to fill out our Private Lender Application

*Results are not typical. Investors should be aware of the risks inherent of any investment, including the loss of said investment.

This is not an offer to sell securities. Any person, entity, or organization must first be qualified by the company and read all of the offering documents and attest to reading and fully understanding such documents. CM Yates, Inc. and its affiliates are not licensed securities dealers or brokers and as such, do not hold themselves to be. This website should be construed as informational and not as an advertisement soliciting for any particular purpose. All securities herein discussed have not been registered or approved by any securities regulatory agency in accordance with the securities act of 1933 or any state securities laws.